Flexible and Fast Cash Loans

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How much do you need?

When is your next payday?



Total Repayment:

Enter your South African ID Number

By submitting your information you are allowing or providing Protea Loans with a consent to do a credit check with a credit bureau

Please note that the loan calculator is only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.

Financial assistance

when life happens

Protea Loans (Pty) ltd. is a online cash loan that provides quick cash when life happens.

Same day approvals.

Personal client service is of utmost importance to us, and to assist with every individual needs.

We strive to always ensure all the steps are taken to protect our clients information and will handle each application with integrity. 

Privacy, flexibility and open honest relationships are key words describing our business model.





 Unfortunately, we are not allowed to provide credit if you are currently under



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Financial assistance

Be aware of Whatsapp and Facebook scams relating to loans. 

NEVER pay any upfront fees to credit providers to obtain a loan.

Be very suspicious if a company or someone asks for upfront fees, as it is most probably a scam. 

Make sure the company you are dealing with is a registered credit provider with the NCR. 

Protea Loans Management 

Maximum APR

Our maximum annual percentage rate (APR) is 38%

Repayments days

We offer repayment periods from 61 to Max 90 days.

Quick and Easy

Simply apply online.

Requirements :

Clear copy of your ID

2/3 months latest payslips (We cannot assist if you are self-employed)

3 months latest bank statements

Minimum nett pay of R 8000 per month

Loan approval is subject to an affordability assessment and employment confirmation

No hidden fees

We don’t charge any hidden or upfront fees.

Please note: Protea Loans will NEVER ask for any upfront fees for any loan approvals.

Secure Process

We will never provide your details to any 3rd party.

5-minute application

Simply fill in the online application form and we will be in touch.

Get cash quick

Cash is paid into your account as soon as you have been approved.